The Easiest and Hardest Places to Pay Off a Mortgage

Source: Rajesh Pandit / Getty

When it comes to the ease of paying off a home mortgage, location matters. Personal finance site Smart Asset did a survey

of the 40 largest metro cities in the U.S. to determine which cities are the easiest and hardest to succeed in paying off a

mortgage. The site also analyzed each city’s income-to-housing payment ratio. According to the site, the easiest cities to pay

off a mortgage, with ratio, are: Pittsburgh, Pennsylvania: 16.36% Houston, Texas: 17.09% Detroit, Michigan: 17.54%

Cleveland, Ohio: 17.60% San Antonio, Texas: 17.67% St. Louis, Missouri: 17.94% Milwaukee, Wisconsin: 17.98%

Philadelphia, Pennsylvania: 18.47% Cincinnati, Ohio: 18.73% Austin, Texas: 19.12% Meanwhile, the hardest cities to pay off

a mortgage with more than 29% ratio are: San Jose, California San Diego, California Los Angeles, California San Francisco,

California Riverside, California Portland, Oregon Denver, Colorado Seattle, Washington Sacramento, California Las Vegas,

Nevada